Most solopreneurs think growth will happen when they earn more. But here’s a truth that flips that idea on its head:

Growth starts when you learn how to hold on to what you already have—and use it intentionally.

In The Richest Man in Babylon, George S. Clason shares one timeless idea:
"A part of all you earn is yours to keep."

Simple. But when you apply that idea to your business, it becomes a game-changer.

What’s a Growth Fund?

It’s a small, dedicated amount you set aside each month only for business-building moves. Not bills. Not survival. Just growth.

Even $50 a month makes a difference. It’s not about the amount—it’s about the habit.

Why It Works (Even on a Tiny Budget)

1. You build decision power.
When an opportunity comes—like a course, a new tool, or a contractor who can take work off your plate—you won’t have to scramble. You’re already prepared.

2. You shift from short-term hustle to long-term vision.
That $50 isn’t money “set aside.” It’s a monthly vote of confidence in your future self.

3. You create momentum—without taking on risk.
You don’t need a loan. You don’t need thousands. You need consistency.

How to Start One Today

• Pick a number that feels realistic—$50, $25, even $10
• Set it aside in its own spot (separate account or envelope)
• Label it “Growth Only”
• Add to it monthly—no skipping
• Spend from it only when it moves you forward

Final Thought

You don’t need more money to grow.
You need to treat the money you already have like it matters.

That’s how you go from running a side hustle to building something that lasts.

 

This article is part of our Business Coaching blog series. At Dataczar we talk to a lot of small businesses. We’ve found a few books that we keep recommending time and again. To better help our customers, we’ve added a Reading List for Small Businesses to our website. We encourage every small business owner to read and keep these timeless business books on their office shelf.

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