5 Ways to Be Proactive for Financial Success


To be proactive to gain financial success, start with these 5 steps to make you effective. If you want to learn more about Financial Success, read Covey's 7 Habits book here: "7 Habits of Highly Effective People."

Take Charge of Your Life

Taking control of your life is part of being proactive. People who take the initiative are conscious of their "responsibility." They don't explain their behavior by blaming circumstances or conditioning. Reactive people, on the other hand, are regularly affected by their physical environment and attribute these effects to external forces.

Choose the Words Wisely

Your power is in the freedom to choose the responses, which come between the stimulus and the reaction. What we say is one of the most crucial decisions we make. Our use of words reveals a lot about how we view ourselves.

Be Proactive Instead of Reactive

Listen to your thoughts and language, and try to use more proactive language, like, I will, I can do this, instead of reactive language (If I, I have to, I can't).
A proactive person uses phrases like "I can," "I will," "I prefer," etc. when speaking. I can't & I have to, and If only are examples of reactive language. Reactive people believe they have no control over their words and actions and are thus not responsible for them.

Focus on the Circle of Influence

Initiative-takers focus their efforts on their Circle of Influence. They concentrate on matters they have some control over, including their health, their children, or work-related concerns.

Understand the Nature of the Problem

Choose a challenge in your career or personal life that you find frustrating. Ascertain whether the issue is direct, indirect, or under no control. Choose the first action you can do to solve it inside your circle of influence, and then take it.
Try the proactivity test for 30 days. Recognize how your circle of influence has changed.


This article is part of our Business Coaching blog series. At Dataczar we talk to a lot of small businesses. We’ve found a few books that we keep recommending time and again. To better help our customers, we’ve added a Reading List for Small Businesses to our website. We encourage every small business owner to read and keep these timeless business books on their office shelf.